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Terms and Conditions

The following terms and conditions of use (the “Terms and Conditions”) govern your use of the www.InsuranceDirectRates.com (the “Site”). The Site is made available by InsuranceDirectRates (the “Site Proprietor” or “we”).

By using the site, you accept and agree to these terms and conditions as applied to your use of the site. If you do not agree to these Terms and Conditions, you may not access or otherwise use the Site. We may change the Terms and Conditions from time to time, and at any time without notice to you, by posting such changes on the Site. By using the Site following any modifications to the Terms and Conditions, you agree to be bound by any such modifications to the Terms and Conditions. You may only use the Site if you are domiciled in the United States and you are 18 years old or older.

Disclaimer of Warranties

The site, including, without limitation, all services, content, functions, and materials, is provided “as is,” “as available,” without warranty of any kind, either express or implied, including, without limitation, any warranty for information, data, data processing services, or uninterrupted access, any warranties concerning the availability, accuracy, usefulness, or content of information, and any warranties of title, non-infringement, merchantability, or fitness for a particular purpose, and we hereby disclaim any and all such warranties, express and implied. We do not warrant that the site or the services, content, functions, or materials contained therein will be timely, secure, uninterrupted, or error-free, or that defects will be corrected.

We make no warranty that the site will meet users’ requirements. No advice, results, or information, whether oral or written, obtained by you from us or through the site shall create any warranty not expressly made herein. If you are dissatisfied with the site, your sole remedy is to discontinue using the site.

Disclaimer

This website serves as an educational tool for understanding and comparing insurance from various leading providers. All trademarks and copyrights on this website are the property of their respective holders. InsuranceDirectRates.com is not an insurance company, nor are we affiliated with any. We do not sell, endorse, or recommend specific insurance providers. All information provided is intended for educational purposes only and should not be construed as an endorsement of any particular company or product. We do not maintain additional contact information for insurance companies, and users should rely on our information at their own risk. Our content is not to be construed as professional insurance advice.

While using our site may enable you to receive up to dozens of insurance quotes, we cannot guarantee that any particular insurance company will provide a quote. Quotes provided through this website are estimates based on the information you provide and may vary. We cannot guarantee that any specific quote will be available or that any insurance provider will offer coverage. For a quote from a specific insurance company, we recommend contacting them directly and then comparing their offer with other quotes you receive.

We do not collect personal information for any purposes beyond providing comparison services. Any data shared with third-party insurance providers is subject to their privacy policies.

Our website may contain links to third-party websites for your convenience and reference. We are not responsible for the content, privacy policies, or practices of these external sites, and you use them at your own risk.

By using this website, you agree that any disputes arising from your use of our services will be governed by the laws of [insert jurisdiction, e.g., the state of [State], United States], without regard to its conflict of law provisions.

Limitation of Liability

In no event shall InsuranceDirectRates.com, its affiliates, or its suppliers be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of data, loss of profits, or any other damages arising out of or in connection with your use of the Site or services provided by third parties, even if advised of the possibility of such damages.

Third-Party Providers

The Site may contain links to third-party websites or services that are not controlled or operated by InsuranceDirectRates.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. By using the Site, you expressly relieve us from any and all liability arising from your use of any third-party website or service.