The Cost of Electric Cars Vs Gas: Which is Right for You?

Electric Cars Are they the Answer? With 2025 rapidly approaching, more people than ever are considering an electric cars. Experts at Insurance Direct Rates (IDR) help consumers calculate factors such as driving habits, local electricity…

Hurricane Helene Will Ensure Rates Continue To Climb for Homeowners and Flood Insurance

Rates Surge For Homeowner And Flood Insurance Hurricane Helene devastated homes and businesses from Florida to North Carolina, leaving properties flooded and buildings destroyed. Now Rates On Homeowners’ and Flood Insurance will surge just like…

Why ACA Marketplace Health Insurance Premiums Are Rising in 2025:

Unaffordable Health Insurance from ACA Marketplace? Health insurance premiums on the Affordable Care Act (ACA) Marketplace are projected to increase in 2025. Not to mention the national median rise expected to be around 7%. These…

Best Cars for Cheap Car Insurance in 2025: A Complete Guide

Picking the Right Car For Cheap Car Insurance Finding Cheap car insurance can feel overwhelming, especially with rising prices. However, your vehicle plays a significant role in determining your insurance premium. In this guide, we’ll…