The Cost of Electric Cars Vs Gas: Which is Right for You?

Electric Cars Are they the Answer? With 2025 rapidly approaching, more people than ever are considering an electric cars. Experts at Insurance Direct Rates (IDR) help consumers calculate factors such as driving habits, local electricity…

Hurricane Helene Will Ensure Rates Continue To Climb for Homeowners and Flood Insurance

Rates Surge For Homeowner And Flood Insurance Hurricane Helene devastated homes and businesses from Florida to North Carolina, leaving properties flooded and buildings destroyed. Now Rates On Homeowners’ and Flood Insurance will surge just like…

Hurricane Helene Is Now Making Landfall to Insurers’ Pockets

Hurricane Helene And The Financial Toll Hurricane Helene is shaping up to be a devastating storm that exposes gaps in U.S. insurance coverage. With estimates continuing to evolve, the impact of this storm extends far…

Driver’s License Points vs. Insurance Points

The Importance of Insurance Points Driver’s license points and insurance points both affect drivers but in different ways. Points on your driver’s record are state-imposed consequences for traffic violations, while insurance points directly impact Your…